Interview with a current student
Do you know any current students? Brainstorm some questions you could ask a current student. Examples might be:
- How much money did you need for your first year of college/university?
- Where did you choose to live?
- What strategies did you use to financially survive your first year?
- What were your biggest expenses?
- What assumptions did you go in with, and what happened?
Money saving tips
- Look through flyers before going out shopping. Phone around. Shop around.
- If you have storage space, buy large packages of items you use a lot. It’s cheaper to buy in bulk, in the long run.
- Share meals with friends – maybe they will share with you (like a community kitchen).
- Buy second-hand clothes, or well-made clothes that won’t go out of fashion too quickly.
- Organize a clothing exchange with a group of like-minded friends.
- Re-use things wherever possible.
- Make gifts rather than buying them. If you have to buy some, decide on a spending limit ahead of time, and stick to it.
- Decide what you need and what you want. It’s OK to buy some ‘wants’ now and again, but make sure you know they are treats.
- If you are thinking of buying something, make a note of it and think about it for a couple of weeks or even months.
- Paying with cash, rather than with a credit card, can save you money at some stores.
- Always check the sales rack first, you might find exactly what you want.
- Never let your credit card balance run over the ‘grace period’ so you end up paying interest.
- Avoid using your credit card for a cash advance, interest is charged on the advance as soon as it is made.
- Walk or use public transport wherever possible. Consider carpool opportunities.
- Buy used textbooks and supplies – watch campus bulletin boards for notices.
- Use the library rather than buying books and magazines.
- See if you can go on your parent’s medical/dental plan if you are a full-time student under the age of 25.
- Cook your own meals. Take a bag lunch.
- Take advantage of free entertainment and recreational opportunities offered on campus or in the community.